Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal, or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services offered through Jeffrey Bird and Ronald Bird, independent agents. Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affi liated with or endorsed by the Social Security Administration or any government agency. "Best of Mesquite" was awarded by polling readers of the Mesquite Monthly newspaper. This award may not be refl ective of your experiences with Financial Concepts, Inc.